Get a Wisconsin Payday Loan with Instant Decision, Any Credit Considered

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With so many Americans living paycheck-to-paycheck, just one financial setback, such as an illness, accident or unexpected bill, can be devastating. To make matters worse, conventional banks and credit card companies often deny those with poor or no credit from obtaining the funds they need to get through a difficult time. Does this sound familiar? If so, then payday loan might be the right solution for you and LendUp is here to help you find the right lender.

Payday loans are short-term loans designed to help people like you get the funds you need, when you need them. At LendUp, we are often able to provide access to short-term loans to eligible residents who don't have the best of credit. These loans allow you to get the money upfront and pay it back with your upcoming paycheck(s).

Qualifying & Applying for a Wisconsin Payday Loan

At LendUp, we provide access to cash advances to folks throughout Wisconsin, from Madison to Eau Claire. The process is safe and transparent. All your information is secure, and our lenders will make sure you'll be entirely clear on the rates and terms before agreeing.

Our loan requesting process in Wisconsin is done entirely online. As you long as you have all the necessary information, you can complete the application in as few as five minutes. You'll need:

  • You live in one of the states that where short-term loans are legal like Wisconsin
  • You are 18 or older.
  • You have a recurring source of income; this can include income such as regular government payments or paychecks from your job.
  • You have a checking account that is open and active and can accept electronic transfers.
  • You are not an active member of the military, and you are not the dependent of an active member of the military.
  • A phone number
  • A valid email address
  • Current contact information, including an address
  • A checking account that allows electronic transfers

Decisions for Wisconsin borrowers are instant. If you're approved and processed before 5 p.m. PT, you can receive the funds as soon as the same or the next business day. Check FAQs for more details.

What Are Common Uses for Wisconsin Cash Advance Loans?

Picture this: Rent is due, but your paycheck is late. To avoid costly overdraft fees and late rental payment penalties (and maybe even eviction), you can get a cash advance to cover yourself for the month. The same idea applies for car repairs, buying groceries for the kids, and covering a hospital visit. Cash advances are a way for people in Wisconsin to bridge the gap between paychecks.

Just be aware that cash advances are a short-term solution and not a good way to consistently handle money problems. Also, only take out the loan if you're certain you can repay it on time.

Why Chose LendUp for a Payday Loan in Wisconsin?

Instant Decision: We're a direct lender alternatice in the states where payday loans are allowed, so we can provide a loan decision in less time than it may take to go to a payday loan store in these states. For consumers we serve, applications for a LendUp payday loan may be completed online, from any smartphone or computer.

Safety: Applying for a loan online can be tricky. We value security, safety, and privacy. Applying with LendUp you can be assured that your personal details are safe.

Lower rates: Wisconsin online loans can be expensive. As a direct payday lender alternative, LendUp is able to find Wisconsin consumers online payday loans with lower rates than other payday loans and no hidden fees.

Frequently Asked Questions

No, most payday lenders in Wisconsin do not require a good credit score and may not even perform a credit check.

Yes, Wisconsin law allows for one rollover or renewal of a payday loan.

If you can't repay your loan on time, you may face additional fees, and the lender can pursue collection actions. Wisconsin law prohibits criminal action against borrowers for non-repayment.

Get Your Loan with LendUp

LendUp is a fintech service that streamlines the process of connecting borrowers with direct lenders. Our automated platform enables you to easily apply for loans up to $5,000 through a simple online form, designed to match you with loan options that meet your specific needs.

Apply in as Few as 5 Minutes

Instant Loan Decision

Bad Credit is Considered

Direct Lender Alternative

Same-Day Funding Possibility