LendUp Website Terms and Conditions
LendUp, LLC ("LendUp") is committed to full transparency and we want to ensure that our customers have access to all the important information to make the most responsible borrowing decision to meet their needs.
Introduction
We publish our website terms and conditions (“Terms and Conditions”) for everyone to see, at any time. By using our site or applying for a product or service on our website, you are agreeing to the terms and conditions set forth below. These Terms and Conditions constitute a legal contract between you and LendUp, which includes all of its subsidiaries and all of their affiliates. These Terms and Conditions cover all aspects of your use of the LendUp website, including all of its pages, and, to the extent not superseded by the terms and conditions of any contract we may sign with you, of any product or service we may provide you.
If any of these Terms and Conditions do not make sense, please consult a legal expert for a clarification.
PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. BY ACCESSING OUR SITE AND ANY OF ITS PAGES (COLLECTIVELY, THE “LENDUP WEBSITE,” “LENDUP.COM” OR “OUR SITE”), YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS BELOW. IF YOU DO NOT AGREE TO THESE TERMS AND CONDITIONS, YOU MUST LEAVE THE SITE NOW. IF AT ANY TIME YOU DO NOT AGREE WITH ANY OF THESE TERMS AND CONDITIONS, YOU MUST IMMEDIATELY CEASE YOUR USE OF THIS SITE.
1. What Services We Provide
The purpose of lendup.com is to give you a quick access to a network of trustworthy lenders. We are not lenders ourselves, we are a free-of-charge platform that allows you to submit a funding request and get connected with a financial provider. We do not lend money, we do not participate in your communication with a lender and we do not represent or promote services of any particular lender. You are under no obligation to use our website, submit your personal details or agree to a loan offer made by a third-party lender.
All the questions regarding your loan approval, agreement, fees, APR and other conditions should be addressed to your lender as we ourselves are not involved in the lending process. We will not be liable for any damages, costs or misunderstanding that may arise from the communication between you and your lender.
When you sign up, you acknowledge that you know our Terms of Use. You are aware that you need to enter some of your personal information to get access to our network of lenders. You understand that we may share this information with them and that they, in their turn, may also use it. Our policy of data management is clearly expressed in the section for Privacy Policy. By using LendUp, you consent to our Privacy Policy. You also consent to use our website only for its direct purposes and in full accordance with our terms and the US legislation.
Note that some lenders may verify your personal information to see your eligibility. They may address national databases and credit reporting agencies with such requests. Some of these inquiries may affect your credit score.
2. Eligibility; Privacy
The products and services offered through our site are not available to persons under the age of 18 or to persons who are not legal residents of the United States, by visa or otherwise. BY CLICKING ANY BUTTON OR BY ACCESSING, BROWSING OR OTHERWISE USING THE LENDUP WEBSITE YOU REPRESENT AND WARRANT TO US THAT YOU ARE AT LEAST 18 YEARS OF AGE AND ARE A LEGAL RESIDENT OF THE UNITED STATES.
LendUp has made a commitment to protecting the privacy of those who visit our site and access the products and services available therein. LendUp’s Privacy Policies are hereby incorporated herein by reference.
3. Consent to Be Contacted by Telephone, Email or Postal Mail
By submitting your contact information to us, you are expressly consenting to be contacted by us or our partners by telephone, email or postal mail even if you have opted into the national Do Not Call List administered by the Federal Trade Commission, any state equivalent Do Not Call List or the Do Not Call List of any specific institution.
In connection with Your loan request, We or our partners may need or want to contact You from time to time in connection with your account or any product or service for which you have begun or completed the application process. By beginning an application on our Site for any product or service, you are consenting to be contacted by us or our partners by written notices, email messages, text application on our Site for any product or service, you are consenting to be contacted by us or our partners by written notices, email messages, text messages, or telephone, and, in connection with any such telephone calls, you consent to the use prerecorded/artificial voice messages and/or automatic dialing devices, at any telephone number associated with your loan request, including mobile telephone numbers that could result in charges to you, or at any email address or mailing address we or our partners have for you in records or from other public and nonpublic databases we or our partners may lawfully access. Where allowed by law, we or our partners also may contact other individuals who may be able to provide updated employment, location, and contact information for you.
4. Intellectual Property
The LendUp Website, the content, any materials downloaded, and all intellectual property pertaining to or contained on our Site (including but not limited to copyrights, patents, database rights, graphics, designs, text, logos, trade dress, trademarks and service marks) are owned by LendUp or third parties; all right, title and interest therein shall remain the property of LendUp and/or such third party owner, as applicable. All content is protected by trade dress, copyright, patent and trademark laws, as well as various other intellectual property and unfair competition laws.
You are authorized solely to view and retain a copy of the pages of the site for your own personal, non-commercial use. You may also view and make copies of relevant documents, pages, images or other materials on this Site for the purpose of transacting business with LendUp. You agree that you will not duplicate, publish, modify, create derivative works from, participate in the transfer of, post on the World Wide Web, or in any way distribute or exploit this Site, or any portion of the Site for any public or commercial use without the express written consent of LendUp. Additionally, you agree that you (i) will not remove or alter any author, trademark or other proprietary notice or legend displayed on this Site (or printed pages produced from this Site), and (ii) will not make any other modifications to any documents obtained from this Site other than in connection with completing information required to transact business with LendUp.
5. Use of Information and Materials
The information and materials contained in these pages, and the terms, conditions, and descriptions that appear, are subject to change. Unauthorized use of LendUp's web sites and systems including but not limited to unauthorized entry into LendUp's systems, misuse of passwords, or misuse of any information posted on a site is strictly prohibited. Not all products and services are available in all geographic areas. Your eligibility for particular products and services is subject to final determination by LendUp and/or its affiliates.
6. Links
THIS SITE MAY CONTAIN LINKS TO WEB SITES CONTROLLED OR OFFERED BY THIRD PARTIES (NON-AFFILIATES OF LENDUP). LENDUP HEREBY DISCLAIMS LIABILITY FOR, ANY INFORMATION, MATERIALS, PRODUCTS OR SERVICES POSTED OR OFFERED AT ANY OF THE THIRD PARTY SITES LINKED TO THIS WEB SITE. BY CREATING A LINK TO A THIRD PARTY WEB SITE, LENDUP DOES NOT ENDORSE OR RECOMMEND ANY PRODUCTS OR SERVICES OFFERED OR INFORMATION CONTAINED AT THAT WEB SITE, NOR IS LENDUP LIABLE FOR ANY FAILURE OF ANY PRODUCTS OR SERVICES OFFERED OR ADVERTISED AT THOSE SITES. SUCH THIRD PARTY MAY HAVE A PRIVACY POLICY DIFFERENT FROM THAT OF LENDUP AND THE THIRD PARTY WEBSITE MAY PROVIDE LESS SECURITY THAN THE LENDUP SITE.
7. NO WARRANTY
THE INFORMATION AND THESE MATERIALS CONTAINED IN THIS SITE, INCLUDING TEXT, GRAPHICS, LINKS OR OTHER ITEMS ARE PROVIDED "AS IS", "AS AVAILABLE". LENDUP DOES NOT WARRANT THE ACCURACY, ADEQUACY OR COMPLETENESS OF THIS INFORMATION AND MATERIALS AND EXPRESSLY DISCLAIMS LIABILITY FOR ERRORS OR OMISSIONS IN THEM. NO WARRANTY OF ANY KIND, IMPLIED, EXPRESSED OR STATUTORY INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF NON-INFRINGEMENT OF THIRD PARTY RIGHTS, TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND FREEDOM FROM COMPUTER VIRUS, IS GIVEN IN CONJUNCTION WITH THE INFORMATION AND MATERIALS.
8. LIMITATION OF LIABILITY
IN NO EVENT WILL LENDUP BE LIABLE FOR ANY DAMAGES, INCLUDING WITHOUT LIMITATION DIRECT OR INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES, LOSSES OR EXPENSES ARISING IN CONNECTION WITH THIS SITE OR ANY LINKED SITE OR USE THEREOF OR INABILITY TO USE BY ANY PARTY, OR IN CONNECTION WITH ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS OR LINE OR SYSTEM FAILURE, EVEN IF LENDUP OR OUR REPRESENTATIVES, ARE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, LOSSES OR EXPENSES.
9. Submissions
All information submitted to LendUp via this site shall be deemed and remain the property of LendUp, and LendUp shall be free to use, for any purpose, any idea, concept, know-how or technique contained in information a visitor to this site provides LendUp through this site. LendUp shall not be subject to any obligations of confidentiality regarding submitted information except as may be expressly agreed in writing by LendUp or as otherwise specifically required by law.
10. E-Consent
E-Consent is an electronic signature of yours. By clicking links like “Submit”, “I Agree”, “E-Sign”, “Consent”, etc. you give your electronic signature. You also consent that you are able to communicate with us and third parties electronically.
11. Availability
This site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation.
12. Additional Terms
Certain sections or pages on this site may contain additional terms and conditions. In the event of a conflict, the additional terms and conditions will govern for those sections or pages. Without limiting the generality of the foregoing statement, any dispute relating to a LendUp product or service shall be subject to resolution by arbitration exclusively at the request of any party thereto and in accordance with the applicable cardholder agreement.
LendUp works hard to offer you products and services that it believes to be useful and reliable; however, LendUp does not provide, endorse, or guarantee these unaffiliated third-party products, services, or information nor does it guarantee their accuracy. LendUp is not liable for any third party's failure with regard to such advertised products, services, and information.
13. Users Outside of the United States
Certain LendUp products may only be available in some states in the United States. You may not use or export or re-export any portion of this website in violation of any applicable laws or regulations, including without limitation United States export laws and regulations. LendUp makes no representation that the documents, pages, images or other materials or content on this site are appropriate or available for use in jurisdictions outside the United States.
14. Minors
LendUp is not directed at children under the age of thirteen years old. LendUp does not knowingly collect personal information from children under thirteen years old from this website.
15. Governing Law
Use of this site shall be governed by all applicable federal and state laws. LendUp's corporate offices are located in the state of California. The San Francisco County Courts have general jurisdiction and will be the exclusive venue for litigating disputes arising out of these Terms and Conditions.
16. How You Can Contact Us
If there is something you would like to discuss with us, please, send us a message at [email protected] .