Direct Deposit Loans for Fast Funding, Instant Decision

Sometimes the inevitable happens: a medical emergency for you or a family member, an appliance in the house breaks down or your mortgage is due immediately and there's no time to wait for your paycheck to deposit. Sometimes things go wrong while you're out of town and you need to access emergency funds. For problems like these, there's a simple and short-term solution: a payday loan.

Today's payday loans are easier, hassle-free and require much less in terms of collateral than the payday loans of yesteryear. Namely, today's payday loans can be directly deposited into your bank account and LendUp can help you get a direct deposit payday loan from a reliable direct lender operating in your state.

There are a wide variety of advantages to direct deposit payday loans. Let's take a look at a few of the many benefits.

Your Money Can Be Available Quickly

Let's be honest: Your landlord doesn't want to wait that extra day for your rent check to clear. Your utility company isn't going to grant you yet another extension. And that broken bone your son suffered on the soccer field needs a cast right now. When funds from your payday loan are directly deposited into your bank account, your money can be made available fast. You also won’t have to race to the bank before it closes on Friday or before a holiday.

No Additional Fees for Direct Deposit

Some banks may require you to pay fees as a result of depositing paper checks into your account. Having your payday loan directly deposited into your bank account will eliminate those fees. In addition, your loan can be repaid electronically. Many loan companies — including ours — will allow you to arrange a direct withdrawal straight from your bank account to pay back the loan.

If you don't have a traditional bank account, it can cost you money to cash a check. More to the point: Cashing checks and having to pay a fee to do so defeats the purpose of having a payday loan. By getting your personal loan directly deposited into your bank account, you could be saving yourself a lot of money in fees — money that will definitely come in handy for any of those emergencies!

How Do I Apply For a Direct Deposit Payday Loan?

LendUp is one of the easiest loan-matching services to borrow with. We understand that the process of applying for a loan can be arduous, and we want to try to make it as easy as possible on you. Unlike most direct lenders, we don't require a perfect credit score in order for you to request a payday loan using our service. Rather, our requirements are simple:

• You must reside in a state where payday loans are legal.

• You must be over the age of 18 and have a reliable and recurring source of income.

• You must have a checking account that can accept electronic transfers.

• You must not be an active duty member of the military, and you must not be dependent on an active duty member of the military.

Do you meet all of those requirements? If so, you may qualify for a direct deposit payday loan through LendUp. Apply today!

Why Go With LendUp for Direct Deposit Payday Loans?

At LendUp, we connect you directly with lenders who receive your loan request and can deposit the money right into your account, sometimes in just one business day. No more wasting time getting denied over and over. Our network has legit direct lenders ready to work with people in tough financial spots despite bad credit score or no credit history. We make getting the money you need deposited directly to your bank account easy and fast.