Get a Payday Loan Online

Did you know that nearly half of Americans don't have enough money saved to pay for an emergency? If you're like most people, you worry that one major expense could wipe out your checking or savings account. And with a busy schedule and commitments, it’s no wonder many Americans turn to applying for payday loans online.

Applying for a Payday Loan Online using LendUp

A lot of people think that they can't get approved for short-term loans unless they have stellar credit scores. That isn't the case with LendUp. Good credit isn't required to apply for a personal online loan with us.

LendUp is a loan-matching service that connects borrowers with various payday lenders. Unlike direct lenders, LendUp does not originate or fund loans. Instead, it acts as an intermediary, helping users find payday loans online that suit their needs.

This approach streamlines the process of searching for and applying for payday loans, especially for individuals who may not have the time or resources to compare different lenders individually or for those who have bad credit score and have hard time getting a payday loan.

Our payday loan requesting process takes as little as five minutes. And you’ll get an instant loan decision so you can get on with your day.

Qualifications for Applying for Online Payday Loan

LendUp has a few requirements that you must meet to apply for a payday loan online. In order to qualify, you must:

• Have a valid phone number and email address
• Provide your current contact information, including your physical address and email
• Have an active checking account that lets you accept electronic transfers
• Show proof that you have a recurring source of income
• Be 18 or older
• Live in a state where payday loans are legal
• In addition to meeting these requirements, you cannot be an active member of the military or be the dependent of an active member of the military.

How Safe Is It to Get a Payday Loan Online?

LendUp uses bank-level security, with SSL encryption, so that your private information stays private.

You can always check the security of a website by looking for a green padlock in your web browser's address bar. If you don't see the green padlock, don’t trust the site. It also helps to look for the letters "https" at the beginning of the address.

LendUp is partnered with direct lenders that are licensed in every state where payday loans are legal. This ensures that you benefit from the financial protections guaranteed by local state and federal laws.